How much is the 2026 Child Tax Credit?

$2,200 per qualifying child under 17. Up to $1,700 of that can come back as the Additional Child Tax Credit if tax is too low to use the full credit.

When does the credit phase out?

$200,000 MAGI (single / HOH / MFS) or $400,000 (married filing jointly). It drops $50 for every $1,000 or part of $1,000 over the line.

What about other dependents?

The $500 Credit for Other Dependents is nonrefundable and uses the same MAGI phase-out. It is not ACTC.

Is this Schedule 8812?

No. It skips SSN tests, residency, and the alternative Social Security formula. Confirm with the IRS instructions.

Runs in your browser · Last updated 7 September 2026

Free Child Tax Credit Calculator (US, 2026)

Free child tax credit calculator for 2026: $2,200 per child, $1,700 ACTC, phase-out $200k / $400k. Browser tool — nothing is uploaded.

Filing statusMAGI ($)Qualifying children under 17Other dependents (ODC)Tax before this credit ($)Earned income ($)

2026: $2,200 per qualifying child, up to $1,700 refundable as ACTC. Phase-out starts at $400,000 MAGI ($50 per $1,000). Other dependents get $500 (nonrefundable). Not a Schedule 8812 filing.

Total credit

$4,400

Nonrefundable

$4,400

ACTC (refundable)

Allowed CTC

$4,400

Allowed ODC

Phase-out cut

How to use this tool

Pick filing status and enter MAGI.
Count qualifying children under 17 and other dependents.
Enter tax before this credit and earned income for ACTC.
Read nonrefundable CTC/ODC and any ACTC refund.

Worked example

Married filing jointly, two children, $120,000 MAGI and $8,000 of tax: the full $4,400 is nonrefundable. Same two children, $40,000 MAGI and $1,000 of tax: $1,000 offsets tax and $3,400 can come back as ACTC (under the $1,700-per-child and 15%-of-earned-over-$2,500 caps). A single filer at $210,000 MAGI loses $500 to phase-out. Daycare itself is the Child and Dependent Care Credit, not this $2,200 CTC.

Frequently asked questions

How much is the 2026 Child Tax Credit?: $2,200 per qualifying child under 17. Up to $1,700 of that can come back as the Additional Child Tax Credit if tax is too low to use the full credit.
When does the credit phase out?: $200,000 MAGI (single / HOH / MFS) or $400,000 (married filing jointly). It drops $50 for every $1,000 or part of $1,000 over the line.
What about other dependents?: The $500 Credit for Other Dependents is nonrefundable and uses the same MAGI phase-out. It is not ACTC.
Is this Schedule 8812?: No. It skips SSN tests, residency, and the alternative Social Security formula. Confirm with the IRS instructions.
Uploaded?: No.