What is the EPF split?

You pay 12% of basic + DA. The employer pays 12%: 8.33% of wage up to ₹15,000 goes to EPS, the rest to EPF.

Is EPS in the corpus?

No. EPS is a pension scheme. The projection compounds only the EPF pot (your 12% + employer EPF).

Does this count toward 80C?

Your 12% is part of 80C / 80CCE in the old regime. Use the 80C room page to see leftover.

Runs in your browser · Last updated 7 September 2026

Free EPF Calculator Monthly Contribution (India)

Free EPF calculator for monthly contributions. Employee 12%, employer 12% split with EPS on the ₹15,000 wage cap. Browser tool — nothing is uploaded.

Basic + DA / month (₹)YearsEPF interest % / year

Employee 12% and employer 12% of basic + DA. EPS is 8.33% of wage up to ₹15,000 and is not in the EPF corpus. Interest compounds yearly on the EPF pot. Not an EPFO passbook.

Your 12% / month

₹6,000

Employer EPF / month

₹4,751

EPS / month

₹1,250

EPF inflow / month

₹10,751

Projected EPF corpus

₹65,70,365

Of which your share

₹36,67,010

How to use this tool

Enter monthly basic + DA.
Set years and the EPF interest rate (type this year’s notified rate).
Read monthly split and a yearly-compounded corpus.

Worked example

₹50,000 basic + DA: you send ₹6,000, employer sends ₹6,000 of which about ₹1,250 is EPS (8.33% of ₹15,000) and the rest is EPF. The corpus grows the EPF inflow only, once a year, at the rate you type (default 8.25%).

Frequently asked questions

What is the EPF split?: You pay 12% of basic + DA. The employer pays 12%: 8.33% of wage up to ₹15,000 goes to EPS, the rest to EPF.
Is EPS in the corpus?: No. EPS is a pension scheme. The projection compounds only the EPF pot (your 12% + employer EPF).
Does this count toward 80C?: Your 12% is part of 80C / 80CCE in the old regime. Use the 80C room page to see leftover.
Uploaded?: No.