Runs in your browser · Last updated 4 September 2026
Free 80C Tax Saving Calculator (India FY 2026-27)
Free 80C tax saving calculator. Room left under the ₹1.5 lakh old-regime cap (EPF, PPF, ELSS). Browser tool — nothing is uploaded.
Counted under 80C
₹1,30,000
Room left
₹20,000
Cap
₹1,50,000
- EPF / VPF₹60,000
- PPF₹50,000
- ELSS₹20,000
- Life insurance premium₹0
- Home-loan principal₹0
- NSC / tax-saving FD₹0
- Sukanya / tuition₹0
80C is an old-regime deduction. New-regime FY 2026-27 does not use this cap. 80CCD(1B) NPS extra is a separate ₹50,000.
How to use this tool
- Enter amounts already going to EPF, PPF, ELSS, insurance, or principal.
- Read how much still fits under ₹1.5 lakh.
Worked example
₹80,000 EPF plus ₹90,000 PPF counts ₹1,50,000. The extra ₹20,000 does not create more old-regime deduction. Savings-account and senior deposit interest is a different section — 80TTA / 80TTB.
Frequently asked questions
- What is the cap?
- ₹1,50,000 for a financial year under section 80C.
- New regime?
- FY 2026-27 new regime does not allow 80C. Use this only if you are comparing old vs new.
- NPS extra?
- 80CCD(1B) is a separate ₹50,000 and is not in this cap.
- Uploaded?
- No.
- Does this compute tax?
- No. It only shows room under the cap. Tax is on the FY 2026-27 page.