Runs in your browser · Last updated 4 September 2026
Free Old vs New Tax Regime Calculator (India FY 2026-27)
Free old vs new tax regime calculator for FY 2026-27. Compare 80C, HRA, 80D, NPS, and 24(b) in your browser. Nothing is uploaded.
Cheaper regime: New regime · save ₹1,05,300
New regime (default)
- Taxable
- ₹14,25,000
- Tax before rebate
- ₹93,750
- Rebate
- ₹0
- Cess
- ₹3,750
- Total
- ₹97,500
Old regime
- Taxable
- ₹12,75,000
- Tax before rebate
- ₹1,95,000
- Rebate
- ₹0
- Cess
- ₹7,800
- Total
- ₹2,02,800
How to use this tool
- Enter salary.
- Fill 80C, HRA exemption, 80D, NPS, and 24(b) if you will actually claim them.
- Pick the cheaper total. File that regime in the ITR.
Most people without deductions stay new
The ₹12 lakh rebate is hard to beat unless you have large HRA plus 80C and a home loan. Size that interest on the Section 24(b) calculator before you paste it here.
Frequently asked questions
- Which deductions exist only in the old regime?
- HRA, 80C (₹1.5 lakh), 80D, extra NPS 80CCD(1B), and 24(b) home-loan interest. The new regime keeps the ₹75,000 standard deduction.
- Old-regime 87A?
- ₹12,500 if taxable income is up to ₹5 lakh. There is no marginal relief above that.
- Age?
- Old regime: ₹2.5 lakh (below 60), ₹3 lakh (60–79), ₹5 lakh (80+). New regime ignores age.
- How do I get HRA exemption?
- Use the HRA calculator, then paste the exempt amount here.
- Uploaded?
- No.