Why is the rate an input?

India revises PPF quarterly. A hardcoded 7.1% would rot. Change the box when the gazette changes.

PPF is capped at ₹1.5 lakh a year. The page shows the monthly equivalent of the yearly amount you entered.

The default term is 15 years. You can model extensions.

PPF counted under 80C is on the 80C page. New regime ignores it.

Runs in your browser · Last updated 4 September 2026

PPF Calculator Monthly Deposit

Free PPF calculator for monthly deposits. Yearly deposit (monthly equivalent shown), ₹1.5 lakh cap, annual compounding. Browser tool — nothing is uploaded.

Yearly deposit (₹)YearsInterest % (edit if RBI changes it)

Monthly equivalent of this deposit: ₹12,500. PPF allows up to ₹1.5 lakh a year.

Invested

₹22,50,000

Interest

₹18,18,209

Maturity

₹40,68,209

How to use this tool

Enter the yearly deposit (max ₹1.5 lakh), years, and the current notified rate.
Read invested, interest, and maturity.

Worked example

₹1,50,000 for one year at 7.1% matures at ₹1,60,650. Amounts above the annual cap are ignored. Same ₹1.5 lakh bucket family: Sukanya Samriddhi (15-year deposits, 21-year compound) and the 5-year NSC.

Frequently asked questions

Why is the rate an input?: India revises PPF quarterly. A hardcoded 7.1% would rot. Change the box when the gazette changes.
Monthly deposits?: PPF is capped at ₹1.5 lakh a year. The page shows the monthly equivalent of the yearly amount you entered.
Lock-in?: The default term is 15 years. You can model extensions.
Uploaded?: No.
80C?: PPF counted under 80C is on the 80C page. New regime ignores it.