Runs in your browser · Last updated 7 September 2026
Free Sukanya Samriddhi Calculator
Free Sukanya Samriddhi calculator. ₹1.5 lakh cap, 15-year deposits, 21-year compound, rate as an input. Browser tool — nothing is uploaded.
Sukanya Samriddhi is capped at ₹1.5 lakh a year. Deposits run up to 15 years; the account compounds until 21 years from opening.
Invested
₹22,50,000
Interest
₹49,32,119
Maturity
₹71,82,119
How to use this tool
- Enter the yearly deposit (max ₹1.5 lakh), deposit years, account years, and the current notified rate.
- Read invested, interest, and maturity.
Worked example
₹1,50,000 for one year at 8.2% is ₹1,62,300. Amounts above the annual cap are ignored. Fifteen years of the cap, then six more years of compounding, is the default 21-year maturity sketch.
Frequently asked questions
- Why is the rate an input?
- India revises Sukanya Samriddhi quarterly, same calendar as PPF. The 8.2% default is a typical notified rate — change the box when the gazette changes.
- Deposit vs maturity years?
- Deposits are allowed for 15 years. The account compounds until 21 years from opening unless you close earlier under the scheme rules.
- Who can open it?
- A girl child, through a parent or guardian, generally before she turns 10. This page does not check eligibility.
- 80C?
- SSY deposits can sit in the 80C bucket on the old regime. New regime ignores 80C. Use the 80C page for the cap.
- Uploaded?
- No.